Technology should make your life easier. That's why we offer extensive online tools that will help you communicate your HR message, access legislative updates, make educated decisions and get the information you need, whenever you need it.

By partnering with us, you will receive access to:

·  HRcompanion: Your personal Client Web site designed to offer you time-saving tools and resources that build convenience into managing your everyday work tasks. Whether you want to collaborate with our agency online, quickly access timely news, information and resources, or connect with peers in your industry, this is the place to be!  Read more at 24/7 Support.
·  HRconnection: The most powerful HR communication system available to educate and empower your employees. This easy-to-use employee Web site  provides 24-hour access to your company and benefits information from any computer with Internet access. For employers and human resources personnel, HRconnection increases productivity and costs savings by providing employee self-service and improving employee communication efforts.
·  ZywaveRx: The ZyWaveRx program gives us access to preferred pharmacy benefits pricing from two leading national PBMs, as well as the expertise and resources to better manage your pharmacy benefits program.
·  Broker Briefcase: We use this exclusive online communication library to help educate our clients and their employees. We can provide you with hundreds of professionally developed and customized announcements, forms and brochures to educate your employees.
·  Plan Advisor: Imagine taking the guesswork out of the benefits renewal process! Our PlanAdvisor tool allows us to analyze your benefits plan costs against reliable benchmark information, project the impact of medical and dental plan design changes, estimate your renewal costs and help streamline the plan selection process for your employees.

Volk & Bell's Monthly E-Bulletin -

Bringing You Critical Benefit News

We send our clients a monthly E-Bulletin via e-mail to keep you updated on current legislative updates, carrier news, wellness and industry trends, and compliance issues. If you are interested in receiving our E-Bulletin, or would like more information on one of the articles listed below, please contact Amy Essig at aessig@VBbenefits.com or 303-776-3105.

Our February 2010 E-Bulletin included articles on:

• A model Employer CHIP Notice is now available.
• The Surgeon General's new Healthy Lifestyles Plan reflects commitment to make the U.S. a healthier, more active place.

Our January 2010 E-Bulletin included articles on:

• The ARRA COBRA premium subsidy has been extended, and there are new notification requirements.
• The HSA contribution limits have increased for 2010.
• If you plan on updating your employee handbook this year, we can help!

Our December 2009 E-Bulletin included articles on:

• The Genetic Information Nondiscrimination Act of 2008 (GINA) provides broad protections in employment and health benefits against the improper collection, use or disclosure of employees' genetic information.
• Did you know that for each premium dollar received by a health insurance company 87 cents goes to providing medical services to members, 10 cents goes to compliance, claims processing and other administrative costs and 3 cents represents the insurers' profits?

We welcome your questions!  Contact your local Volk & Bell Benefits Representative for more information.